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"S" stands for "save for just a rainy day". Boy, I wish I'd followed my own advice! Imagine is to encourage wise spending habits, and to discourage racking up a Fingerhut credit account so you can give everybody in your loved ones (and yourself) a cool Christmas found. Help your young adult create a monthly budget so they can see on paper what their lifestyle is actually going to cost. Talk to them about unexpected pitfalls that can suck the bucks right out of their ATM card, like eating out 3 meals a day, untrustworthy new friends, parking tickets, and overdraft court case. Even if tend not to thank you for it, you should say "I told you so" when they come begging for more cash.

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Aware parents will notice predictable symptoms of stress like shock and confusion, fear, anxiety and withdrawal. These may take a significant of sleep disturbances, heightened separation anxiety, regression with regard to an earlier stage, anger or acting out resentments. During this time may good to hold children express their feelings verbally, or during play activities with dolls, puppets or contest. It is important they get their feelings outside in healthy ways, not repress them certain that they are sabotaged psychologically in the.

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